The market remains incredibly saturated with a reluctance to expand further, and instead maintain the status quo and generate more income and profit from the existing portfolio and foot print.
Many of the issues relate to deep fat frying regimes and the difficulties in achieving a full clean in some leased premises, along with the reputational risk exposures. We work assertively with insurers to ensure a thorough understanding and approach to risk management, and find a workable solution resisting the inclusion of onerous warranties and conditions.
We work with clients to deliver a sensible and pragmatic approach to reportable incidents, and importantly the defence strategies to deny liability where appropriate, and ensure a clear and transparent claims reserving strategy prior to inception.
We specialise in arranging the right insurance cover for all types of food & drink businesses, including but not limited to: